Ginza Koyama daily journal 2023.02.25 Downhill management

Ginza Koyama daily journal 2023.02.25 Downhill management

Not only Japan, but the world as a whole has entered an era of downhill growth.
The post-war reconstruction economic society after World War II has long since come to an end.
The booming economy will not return for half a century.
Pre-war now. Before the next war.
What a terrifying time.
Declining birthrate and aging population. energy shortage problem. food shortage problem.
and soaring interest rates.
Until now, interest rates have been too low.
40 years ago, I think the interest rate was around 5%.
I think it was about 7% if I borrowed it personally.
Universal health insurance spurred post-war medical care.
A new long-term care insurance market was born due to financial restraint, but already, not only medical insurance but also long-term care insurance has become a restraint policy.
The market is shrinking and the unit price is shrinking, and the society is going downhill.
A change in policy raises interest rates.
If interest rates go up, your money will shrink.
Borrowing becomes difficult and cash flow tightens.
Bankruptcies of SMEs are on the rise.
Sole proprietors will not be able to inherit the business from their children.
Children cannot take on new debt.
I wouldn’t want to.
The era of climbing mountains and rivers just for profit is over.
The top of growth is over, and from now on, it’s downhill, down the river.
But better than Nagi.
If the water flows, if the wind blows, the ship moves forward.
even against the wind.
If you have the skill to operate the sail.
If you dare to raise the sails.
I will raise the sails full today as well.
Move forward with all your might.
toward the new continent.

Pulse oximeter 98/98/98
Body temperature 36.4 Blood sugar 164

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