Ginza Koyama daily journal 2023.1.6 Financial local production for local consumption

Ginza Koyama daily journal 2023.1.6 Financial local production for local consumption

There is much to be learned from the management anecdotes of those who raised a major manufacturer to the top.
He also found a groaning anecdote in an article about a recently deceased financier.
Restructuring is essential for highly profitable manufacturers.
That company was no exception.
He not only rationalized the manufacturing site, but also made great strides in the administration department of the head office.
Since there were many bank representatives because there were many banks, he said that it would be better to reduce the number of bank representatives.
So, I don’t know if they really managed to reduce the number of people in the management department, but I was impressed with the idea.
Should I call it a reversal of thinking?
Well, what about Koyama G?
Koyama G’s facilities were initially established as nursing care facilities by newly established corporations in each town.
I had a hard time dealing with a local bank branch.
With life insurance and personal guarantees, I borrowed the last-minute working capital and paid my salary.
Only bills were not issued.
This is because he thought that there was a risk of bankruptcy due to lack of funds in bills financing.
The idea was right, but in the early days, I really struggled with cash flow.
This is because new facilities are opened every year.
Medical corporations and social welfare corporations do not have the means to go public and raise funds like stock companies do.
From the beginning, Koyama G was raised with the help of local banks and local production for local consumption.
I will never forget the kindness of digging a well and drinking water when the company was founded.
Koyama G has no intention of changing its business partners from the beginning.
Aim for growth together.
Even now, we value transactions with many financial institutions nationwide.
There is no financial arrangement.
Isn’t it going to increase more and more?
Since the number of facilities and regions is increasing, the number of local business partners is also increasing.
I believe that money, like rice, has a local flavor.
salt and water of the land. rice and gold.
The local taste is also in the money.
Is it just my own sensibility?

Pulse oximeter 97/98/98
Body temperature 36.3 Blood sugar 167

Tomorrow’s debt will be salty
CEO Yasunari Koyama